Retiring at the right time not only influences pension and leave benefits but also has a direct effect on healthcare coverage. For FERS retirees in 2025, May 31 and December 31 are strategic dates that align well with annual health plan cycles. Planning your retirement around these times helps avoid coverage gaps and ensures seamless healthcare benefits post-retirement. https://www.federalpensionadvisors.com/post/fers-best-dates-to-retire-2025